Welcome to Cogna, a single solution for all stakeholders of the learning ecosystem helping teachers
and students to achieve better learning outcomes. Cogna is developed and managed by Insightus Technologies
Pvt Ltd. By using Cogna, you accept and agree to be bound by the following terms and conditions.
Nothing contained in these Terms of Service (ToS) should be construed to confer any rights to a third party
Changes to Cogna's terms and conditions
Insightus Technologies Pvt. Ltd. reserves its right to modify or terminate the Cogna product Or service
for any reason, without prior notice, without liability to the user or any other members or third party or
Insightus Technologies Pvt. Ltd. also reserves the right to modify the ToS from time to time without notice.
The user agrees to regularly review the ToS to keep himself apprised of any such changes.
Eligibility, Registration And Access
The decision to grant access to the services of Cogna is the prerogative of the Insightus Technologies Pvt. Ltd.
its decision in this respect shall be final and binding on the proposed user. The user consents that
Insightus Technologies Pvt. Ltd. reserves its right to take all necessary measures to deny access to its
services or the termination of services, if the terms and conditions of the present agreement are not
complied with or are contravened or there is any violation of copyright, trademark or other valuable
proprietary right as described in this agreement. In order to use the service, the user must obtain access to
the World Wide Web (Internet), and pay for the service fees associated with such Internet access.
In addition, the user must have all equipment necessary to make such connection to the World Wide Web
including a smart phone or tablet or computer or modem or other access devices;
that do not form a part of the Cogna's service.
Terms of service
The use of the web site cogna.in and Cogna's learning app and school solution (web application), or any of its
services or features and user
to user interface provided by the site and/or Cogna solution, the information and material contained therein
implies and constitutes
the user's consent to this agreement, the user unequivocally agrees to abide by these terms and conditions.
The user and other partners / associates agrees that Insightus Technologies Pvt. Ltd. has opinions regarding
the subject matter contained on this web site as well as
in Cogna's school solution and learning app and these opinions regarding subject matters contained on the
www.cogna.in, Cogna's learning app
and school solution may be different from those prevalent at that point of time. The user is aware and agrees
that these opinions
are subject to change from time to time without prior intimation to the user.
The answers, information, material and content have been posted or used in Cogna learning app, school solution
and www.cogna.in by
exercising due diligence and care and are correct and true to the best of the knowledge and intent of the
Insitghtus Technologies Pvt. Ltd..
However the user agrees to independently verify the authenticity and
veracity of the answers, information, material and content used in Cogna learning app, school solution and
The Insightus Technologies Pvt. Ltd. does not hold any responsibility as to the authenticity and veracity of
the answers, information,
material and content used in Cogna learning app, school solution and www.cogna.in.
The user agrees to indemnify the Cogna's learning app, school solution and www.cogna.in against all actions
brought out in this regard.
The answers, information, material and content on the Cogna learning app, school solution and www.cogna.in
should not be construed
as an advice to the user. Any action taken by the user on the basis of the information contained on the Cogna
learning app, school solution and www.cogna.in
is the responsibility of the user alone and Insightus Technologies Pvt. Ltd. will not be liable in any manner
for the consequences of
such action taken by the user.
The user agrees and understands that the information available on the Cogna learning app, school solution and
is not meant for supplementing the knowledge of the user for
competitive exams and promises to hold free the Cogna learning app, school solution and www.cogna.in of all
liabilities that may arise
from the direct or indirect use of the information available on the Cogna learning app, school solution and
The user understands that questions / video lessons used in Cogna learning app, school solution and
www.cogna.in have been prepared by
Insightus Technologies based on the limited resources available at its disposal and human errors may
inadvertently creep in despite the
Insightus Technologies's best efforts. The user agrees not to hold the Insightus Technologies or its product
Cogna responsible for such
errors or omissions. The Insightus Technologies Pvt. Ltd. or Cogna does not provide any time limit or provides
express or implied time warranty of any kind, regarding any matter pertaining to Cogna learning app, school
solution and www.cogna.in.
The Cogna product for its services rendered does not provide any implied warranties of merchantability,
fitness for a particular purpose.
Insightus Technologies Pvt. Ltd. shall not be liable, at any time, for any failure of performance, error,
omission, interruption, deletion,
defect, delay in operation or transmission, computer virus, communications line failure, theft or destruction
or unauthorized access to,
alteration of, or use of information contained at this site.
The user is aware and understands that Cogna and Insightus Technologies does not provide any judgment or
warranty regarding the
authenticity or correctness of the content of other services or sites that the screen links refer to. The user
is aware and understands
that a link to another service or site is not an endorsement of the service or site and Cogna and Insightus
Technologies shall not be
responsible in any manner whatsoever for the consequences of any act or omission on the part of the user on
the basis of the information
contained in such other services or sites.
Insightus Technologies Pvt. Ltd. reserves its right to monitor the use of all or any part of its service
without any prior intimation
or any obligation to the user or any business associate or any school partner.
- The user agrees that he shall not alter the information, content or material or use of such information,
content or material contained on the
Cogna for any purpose that constitutes a violation of the copyright of Insightus Technologies Pvt. Ltd. or of
a third-party information provider.
The user agrees not to copy, reproduce, republish, upload, post, transmit or distribute the material in any
way for any use without
obtaining the prior written consent from Insightus Technologies Pvt. Ltd..
If the user does not agree to any of the terms mentioned in this agreement, then the user should not subscribe
to Cogna product or services.
Access Security And Password
The user might receive a password and account details upon completing the service's registration process.
The user undertakes to maintain the confidentiality of the password and account, and shall be held solely
all acts and omissions that occur under his password or account. Cogna or Insightus Technologies cannot and will
not be liable
for any loss or damage arising from the user's failure to comply with the terms and conditions of this
The user should always remember to LOG OFF COMPLETELY from Cogna, if he is accessing it from a public place and
also change his
password often, and be sure to change it to something inconspicuous.
User Conduct And Prohibited Acts
The Cogna product or service is made available for personal, non-commercial use only. Broadcasting the same
through any means,
including but not limited to through the internet, television, handheld devices and other devices, is not
permitted and will be
considered as a breach of Intellectual Property Rights of the Company. The Company reserves the right to
terminate the subscription
without any prior notice and also to initiate any legal proceedings in case of such breach. Businesses,
organizations or other
legal entities are strictly debarred from using the Cogna product or services for any purpose.
Other examples of illegal or unauthorized uses include, but are not limited to:
- Modifying, adapting, translating, or reverse engineering any portion of the Cogna product or service;
- Using any robot, spider, site search/retrieval application, or other device to retrieve or index any portion
or the Cogna product or service;
- Collecting any information about other users (including usernames and/or email addresses) for unauthorized
- Reformatting or framing any portion of the web pages that are part of the Cogna product or service; creating
user accounts by automated
means or under false or fraudulent pretences;
- Creating or transmitting unwanted electronic communications such as "spam," or chain letters to other user
or otherwise interfering with
other user's enjoyment of the service;
- Submitting information or material of any third party without such third party's prior written consent;
- Directing any user (for example, by linking) to any information or material of any third party without such
third party's prior written
consent or the users consent;
- Submitting information or material that infringe, misappropriate or violate the intellectual property,
publicity, privacy or other
proprietary rights of any party.
- Transmitting any viruses, worms, defects, Trojan horses or other items of a destructive nature.
- Submitting information or material that are unlawful or promote or encourage illegal activity; or submitting
false or misleading information.
- Harm minors, children and women in any way or "stalk" or otherwise harass others
- Submitting information that is obscene, voyeuristic or contains pornography or contain an "indecent
representation of women" within the
meaning of the Indecent Representation of Women (Prohibition) Act, 1986; or cause to be displayed or
transmitted or circulated
through the Cogna platform in any electronic form, any material which is lascivious or appeal to the prurient
if its effect is such as to tend to deprave and corrupt persons who are likely, having regard to the fact that
the Cogna platform is meant
for educational and academic pursuit by students who are yet to reach an age capable of discerning the
propriety of the material
contained or embodied in such transmission.
- Upload, post, email or otherwise transmit any Content that is unlawful, harmful, threatening, abusive,
harassing, tortuous, defamatory,
vulgar, obscene, libelous, invasive of another's privacy, hateful, or racially, ethnically or
otherwise objectionable; or a threat to the nation's communal harmony, peace and security.
- Upload, post, email or otherwise transmit any Content that the user doesn't have a right to transmit under
any law or
under contractual or fiduciary relationships (such as inside information, proprietary and confidential
information learned or
disclosed as part of employment relationships or under non-disclosure agreements).
- Interfere with or disrupt the Service or servers or networks connected to the Service, or disobey any
procedures, policies or regulations of networks connected to the Service.
- Intentionally or unintentionally violate any applicable local, state, national or international law
- Any other conduct, act or behavior that is illegal or unlawful.
Certain elements of the Cogna learning app and school solution and www.Cogna.in will contain material submitted
Insightus Technologies Pvt. Ltd. accepts no responsibility for the material and contents,
accuracy, conformity to applicable laws of such material.
User acknowledges that all Intellectual Property Rights including but not limited to Copyright, Patent,
Trademarks, trade secrets in the
products, modules, contents and programs shall continue to vest with the Insightus Technologies Pvt. Ltd. at all
The student/parent/school shall not have the right to claim any rights over the Intellectual Property in the
programs by virtue
of them purchasing such programs. Further, under no circumstances, shall the student/parent/school acquire the
right to make copies.
The user acknowledges that in the event of breach or threatened breach of this Clause, monetary damages may not
be an adequate remedy,
therefore, the Company in addition to other rights and remedies shall be entitled to injunctive relief to
restrain the student/parent/school
from any such breach, threatened or actual.
Except as expressly authorized by Insightus Technologies Pvt. Ltd. user or school agrees not to modify,
rent, lease, loan, sell, distribute or create derivative works based on the Cogna service / platform, in whole
or in part.
User expressly understands and agrees that:
- Use of the service is at the user's sole risk. The service is provided on an "as is" and "as available"
Insightus Technologies Pvt. Ltd. expressly disclaims all warranties of any kind, whether express or implied,
but not limited to the implied warranties of merchantability, fitness for a particular purpose and
- Insightus Technologies Pvt. Ltd. makes no warranty that (i) the service will meet the user’s requirements,
(ii) the service will be uninterrupted, timely, secure, or error-free,
(iii) the results that may be obtained from the use of the service will be accurate or reliable,
(iv) the quality of any products, services, information, or other material purchased or obtained by the user
service will meet user's expectations, and
(v) any errors in the software will be corrected.
- Any material downloaded or otherwise obtained through the use of the service is done at the user's own
and risk and that user will be solely responsible for any damage to the user's computer system or loss of data
from the download of any such material.
- No advice or information, whether oral or written, obtained by the user from Insightus Technologies Pvt.
Ltd. or through or from
the service shall create any warranty not expressly stated in the Tos.
Limitation Of Liability
Under no circumstances will Insightus Technologies Pvt. Ltd. be liable to the user for any indirect, incidental,
consequential, special or exemplary damage arising out of or in connection with use of the Cogna platform /
product / service,
whether or not Insightus Technologies Pvt. Ltd. has been advised of the possibility of such damages.
Such limitation of liability shall apply (i) whether the damages arise from use or misuse of and reliance on the
Cogna product / service,
from inability to use the Cogna platform / service, or from the interruption, suspension, or termination of the
Cogna platform / service
(including such damages incurred by third parties), and (ii) notwithstanding any failure of essential purpose of
any limited remedy
and to the fullest extent permitted by law. Under no circumstances shall Insightus Technologies Pvt. Ltd. be
liable to the user for
any amount exceeding one hundred rupees.
The user agrees to indemnify and hold Insightus Technologies Pvt. Ltd., and its subsidiaries, affiliates,
co-branders or other partners, and employees, harmless from any claim or demand, including reasonable attorney's
made by any third party due to or arising out of content the user submits, posts or transmits through the
the user's use of the Service, the user's connection to the Service, the user's violation of the ToS, or the
of any rights of another.
No Resale Of Service
The user agrees not to reproduce, duplicate, copy, sell, resell or exploit for any commercial purposes, any
portion of the Service,
use of the Service, or access to the Service.
Modifications To Service
Insightus Technologies Pvt. Ltd. reserves the right at any time and from time to time to modify or discontinue,
temporarily or permanently, the service (or any part thereof) with or without notice. The user agrees that
Insightus Technologies Pvt. Ltd.
shall not be liable to the user or school or to any third party for any modification, suspension or
discontinuance of the Cogna product / platform / service.
These Terms of Service constitute the entire agreement between the parties with respect to the subject matter
thereof and supersedes and replaces all prior or contemporaneous understandings or agreements, written or oral,
regarding such subject.
These Terms of Service will be governed by and construed in accordance with the laws of India and any dispute
arising out of the use of the site shall be subject to the exclusive jurisdiction of courts at New Delhi, India.
If for any reason a court of competent jurisdiction finds any provision or portion of the Terms of Service to be
unenforceable, the remainder of the Terms of Service will continue in full force and effect. The user shall not
assign these Terms of Service or assign any rights or delegate any obligations hereunder, in whole or in part,
whether voluntarily or by operation of law, without our prior written consent, any such purported assignment or
delegation will be null and void and of no force or effect.
Refund and Cancellation Policy
No refund or cancellation is permitted once the user has completed a transaction at student.cogna.in or through
bulk user subscriptions by
the school management or any other sales partner
for any subscription package.
- Your Subscribed package will continue until terminated. Unless you cancel your subscription before your
you authorize us to charge the package amount for the next billing cycle to your Payment Method.
- You will get 7 days free trial from the day of signup. You can access the content thoroughly.
- You can cancel your subscription at any time, and you will continue to have access to the package through
the end of your payment date.
- Once you cancel your subscription, package amount will not be refunded.
At Cogna, the subscription plan expires as per the validity suggested at the time they are purchased.
The subscription price will be made clear to you on our sign up pages or otherwise during the sign up process
and may vary from time to time. You agree to pay at the rates notified to you at the time of your sign up.
Sign up to premium content on our app is generally for a year. We may however choose to offer quarterly or
half-yearly payment options.